Current Savings Rates
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Rates Effective as of JANUARY 1,2009

SHARES

      AT- $ 100.00     .25%
      AT -$ 3,000.00            .75%
      AT-$ 10,000.000       .75%
      AT-$ 25,000.00         1.75%
      AT-$50,000.00 AND UP                   1.75%

CHRISTMAS CLUB

     ON ALL BALANCES      .50%

SHARE DRAFT

     ON ALL BALANCES      OVER $10,000.00

LINE OF CREDIT

     9% TO 18 % *APY

CERTIFICATES

      TERM 12 -MONTH CERT ON ALL BALANCES 2.50%

      TERM 24- MONTH CERT ON ALL BALANCES 2.50%

      TERM 36- MONTH CERT ON ALL BALANCES 2.50%


CERTIFICATES INCLUDE ALL IRA ACCOUNTS

*APY is the Annual Percentage Yield
"This credit union is federally insured by the National Credit Union Administration."
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